Visit Our Subaru Finance Center in San Bernardino, CA

Are you looking for a new car but don't know where to start? Look no further than our finance center at Subaru of San Bernardino. We have a wide variety of loan and lease options for all sorts of different shoppers, so we are sure to have something that will fit your needs. Whether you are looking for a new or used car, we have a loan or lease option that is perfect for you.

If you are not sure whether you should lease or loan your next car, our team of experts can help you figure out which option is best for you. We will help you find a payment plan that fits your budget and lifestyle.


Leasing a car means that you are essentially renting the car for a set period of time, typically two to four years. At the end of your lease term, you will be able to purchase the vehicle, exchange it for a new lease, or simply return the car to the dealership.

Why Leasing a Car is Important

Lower monthly payments: Since you are only paying for the depreciation of the Subaru car during the period you have leased it, your monthly payments will be lower than if you were to purchase the car outright. When there are affordable lease deals, it can be a great way to get into a vehicle that you may not be able to afford otherwise.

Fewer repair costs: As the lessee, you are only responsible for repairing any damage that occurred during your use of the vehicle. Any normal wear and tear will remain covered by the manufacturer's warranty or by the dealership.

Flexibility: Leasing a car gives you the flexibility to upgrade to a newer model every few years, which is perfect if you like to have the latest and the best technology in your vehicle. When you return the leased car, you have the option of starting a new lease on another vehicle, or you can simply walk away with no further obligations.


Taking out an auto loan to finance your next car purchase is the more traditional route many drivers take near Rialto. When you take out a loan, you are responsible for the full cost of the vehicle and will make monthly payments until the loan gets paid off. Once the loan gets paid in full, the car is yours to keep. We will now go through the benefits of applying for a car loan.

Why You Should Consider an Auto Loan

Builds credit: Making your monthly loan payments on time can help you build or improve your credit score. These payments will get reported to the credit bureaus, so it is important to make sure you are always making your payments on time in order to improve your credit score.

No mileage limits: When you decide to lease a Subaru for your trips around Highland, there is typically a mileage limit that you cannot exceed, or you will have to pay penalties. When you own the car outright, there are no mileage limits, so you can drive as much or as little as you want around Loma Linda.

Equity: As you make your loan payments and the car depreciates, you will slowly build equity in the car. Once the loan gets paid off, the car is fully yours and you can sell it whenever you want.

If you are interested in learning more about our loan and lease options, please visit our finance center near Crestline or contact us for details. We would be more than happy to answer any of your questions and help you get into the Subaru car of your dreams!

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Subaru of San Bernardino

645 Auto Center Dr
Directions San Bernardino, CA 92408

  • Sales: 909-888-8686
  • Service: 909-571-5305
  • Parts: 909-571-5397


  • Monday 9:00am - 9:00pm
  • Tuesday 9:00am - 9:00pm
  • Wednesday 9:00am - 9:00pm
  • Thursday 9:00am - 9:00pm
  • Friday 9:00am - 9:00pm
  • Saturday 9:00am - 9:00pm
  • Sunday 9:30am - 8:00pm